Terms of Service

Effective Date: June 2024

Welcome to Savannah Freeze Equine Insurance. These Terms of Service ("Terms") govern your use of our website [insert website URL] and our services. By accessing or using our website and services, you agree to comply with and be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing our website and using our services, you agree to these Terms, our Privacy Policy, and any other legal notices or guidelines posted on our website. If you do not agree with these Terms, please do not use our website or services.

2. Services

Savannah Freeze Equine Insurance provides equine insurance services, including policy management, claims processing, and customer support. Our services are subject to these Terms and any additional terms provided during the use of specific services.

3. Eligibility

You must be at least 18 years old and capable of forming a binding contract with us to use our services. By using our website and services, you represent and warrant that you meet these requirements.

4. User Accounts

To access certain features of our services, you may need to create an account. You agree to provide accurate and complete information when creating your account and to update your information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Use of Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our services in any way that violates applicable laws or regulations.

  • Engage in any activity that interferes with or disrupts our services.

  • Attempt to gain unauthorized access to any portion of our website or services.

  • Use our services to transmit any harmful or malicious content.

6. Payment and Billing

For services that require payment, you agree to provide accurate and complete payment information. You authorize us to charge your payment method for all fees and charges incurred. All payments are non-refundable unless otherwise stated.

7. Intellectual Property

All content, trademarks, logos, and other intellectual property on our website are owned by or licensed to Savannah Freeze Equine Insurance. You may not use, reproduce, modify, or distribute our intellectual property without our prior written consent.

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Savannah Freeze Equine Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use our services.

  • Unauthorized access to or alteration of your transmissions or data.

  • Any other matter related to our services.

10. Indemnification

You agree to indemnify and hold harmless Savannah Freeze Equine Insurance, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your use of our services or violation of these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services following the posting of changes constitutes your acceptance of such changes.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [insert state or country], without regard to its conflict of law principles.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Savannah Freeze Equine Insurance
savannah@krs.insure