Coverage Options

Equine Mortality Coverage provides full reimbursement up to the policy limit for the death or humane destruction of a horse due to accident, injury, illness, or disease, including up to $5,000 for emergency colic surgery. Coverage is available from 24 hours of age to 20 years, with guaranteed renewal options. Major Medical and Medical Assistance Coverage offers various levels with flexible limits and deductibles, ensuring comprehensive care for injuries, sickness, or disease. Optional coverages include surgical, colic, and racehorse surgical coverage, as well as worldwide coverage beyond the U.S. and Canada.

Equine Mortality Coverage

This coverage is for the death or humane destruction of your horse due to accident, injury, illness, or disease.

  • Full reimbursement up to the policy limit for the agreed value of your horse

  • Full reimbursement up to $5,000 for emergency colic surgery

  • Guaranteed renewal of coverage is available

  • Coverage provided at 24 hours of age up to 20 years of age

Major Medical and Medical Assistance Coverage

We offer multiple levels of coverage to ensure your horse receives the best level of care for an injury, sickness, or disease that occurs during the policy period.

  • Flexible limit options of $7,500, $10,000, $12,500 and $15,000

  • Deductibles and copays may apply and will vary based on coverage limits selected

Other Optional Coverages

  • Accident and Illness

  • Surgical Coverage

  • Colic Coverage

  • Racehorse Surgical Coverage

  • Stallion Permanent Disability

  • Worldwide coverage- extends coverage outside of the United States and Canada coverage territories